#CHASE FREEDOM FLEX MANUAL#

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#CHASE FREEDOM FLEX MANUAL#

If it goes to manual review then you can proactively ask them to shift limits around to accommodate the approval process. Should the limit of your new CFF not be to your liking then a simple SM or phone call can reallocate limits to fit your needs Maybe they'll approve you and won't have to do anything at all. As simplynoir mentioned your only goal is to get the card - it's straightforward to shift limits around between your personal cards to your satisfactiona after the would leave it be and see what Chase does with the application. Agent mentioned her total CL with Chase and she offered to take limit from another card to get an approval

I would appreciate some feedback on what people think is the better would leave it be and see what Chase does with the application. The other approach is just do the app and react to what happens in a 'reconsideration' process. I'm inclined to approach Chase proactively on this via a private message before I app. I really don't see using the CF much going forward unless my spending aligns in a particular quarter, so I am more than willing to slash that limit and move it to a CFF. On top of that, I have a Chase auto loan balance of $10K that will run out in 15 months. My history with Chase and my overall credit profile is solid.Īfter reading this post, I might have an issue.Ĭombined, my existing Chase cards (Freedom-$30K Amazon Prime $8.2K) are a little over 50% of my reported income. I plan to app for the new CFF MC to take advantage of the SUB and the 5% groceries for 12 months for a new card.

Chase freedom flex